Westpac Credit Cards



If you are planning to buy a new credit card, Westpac Credit Cards could be a good choice as these credit cards come with a variety of facilities. Besides, there is huge range of Westpac Credit Cards that you could choose from. The credit card company provides facilities all over Australia to ensure the convenience of its customers.

Here are a few of the Westpac credit cards options that you could choose from after comparing the various aspects of the cards.

Altitude Westpac Credit Cards: There are various Altitude credit cards that are offered by the company. The annual fee in case of the Altitude cards is around $ 100, while the interest rate stands at around 20.74 %. On purchase, you will also be able to enjoy 45 days of no interest period in case of these cards. When you use the Altitude Westpac Credit Cards, you could earn points. The cards have reward programs such as the frequent flyer card program and several others.

Low Rate Westpac Credit Cards: The Low Rate Westpac Credit Cards are available with a MasterCard, or a Visa Card. The interest rates on purchases for these cards are 13.24% p.a., and 19.98% p.a. on the cash advances. The annual fee for the card stands at $45. There is a no interest period of 55 days for these cards. One of the major advantages of opting for the Low Rate Westpac Credit Cards is that these are accepted all around the world. You will also get an additional cardholder facility for no extra cost.

The 55 Day Westpac Credit Cards: These are also available with MasterCard or Visa Card. The annual fee for these cards is $30 and you can enjoy a no interest period on purchasing the card, for around 55 days. With this Westpac Credit Card, you can get an additional cardholder for no fee, however, you will have to pay 19.45% p.a. on your purchases.

No Annual Fee Westpac Credit Cards: This is one of the most popular Westpac Credit Cards. You would want to opt for this credit card, if you wish not to pay any annual fee throughout the period for which you use the card. The interest rate for this credit card is 17.05% p.a. You will also get an additional cardholder with this card for no extra fee.

You could also apply for Westpac Credit Cards online. It is recommended that you choose a particular Westpac Credit Card in accordance with your needs. Make sure that you’re aware of all the rules and regulations before applying for any of the Westpac Credit Cards.

Westpac Earth Card

Earth will save you money. You’ll pay the lowest rates on purchases and lowest annual fee for any card directly earning Qantas Frequent Flyer points1. Plus you’ll have access to our tiny balance transfer rate and lots of other privileges.

Some of the lowest rates. On Earth.
-Pay just 13.24%pa on purchases
-Up to 55 days interest free on purchases~
-Just 5.99%pa on certain Qantas products and services like flights and holidays
-A tiny 0.99%pa for 6 months on balance transfers*
-Plus pay a low annual fee of just $49

Qantas Frequent Flyer points. On Earth.
Earth gives you:
-1 point for every $1 you spend on your Earth American Express® Card - which gives you maximum points.
-0.5 point for every $1 you spend on your Earth MasterCard® card
- accepted at over 25 million locations worldwide. An extra point for every $1 you spend on certain Qantas services
Free Qantas Frequent Flyer membership, saving you $82.50 on the joining fee
- but only for a limited time


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